Products
With over two decades of experience in the industry, Kiman is responsible for the creation, development, and continuous improvement of systems focused on life and pension
KiPREV is more than just a tool; it’s a comprehensive software that covers the entire life and pension insurance operations chain. With its end-to-end approach, it provides complete and effective control over all business stages.
Kiman recognizes the importance of guaranteeing that insurers can leverage their technological environment. That’s why Kiprev is designed with a modern, flexible, and compatible architecture, making integration with any system a simple and efficient task.
LIFE INSURANCE
Offer your customers everything from simple life insurance to comprehensive and sophisticated redeemable products
Kiman’s system provides a comprehensive solution for managing all life insurance processes. Our system focuses on automating all operations efficiently, covering everything from underwriting to claims processing, including endorsements, accounts receivable, and commission payments.
One of our distinguishing features is full compliance with current legislation. This means that insurance companies can operate with peace of mind, adhering to all regulations, mitigating risks, and ensuring the quality of their operations.
Another important highlight is the ability to manage life insurance and pension plans together, optimizing human and technological resources for greater efficiency.
The products and coverages supported by the system are varied and encompass a wide range of life insurance options, including:
- Individual Life
- Whole Life
- Universal Life
- Death (accidental, lifelong, temporary, decreasing capital)
- Disability (partial and total)
- DIT (Daily Temporary Disability)
- DG (Critical Illness)
- DMHO (Medical, Hospital, and Dental Expenses)
- DIH (Daily Hospitalization Allowance)
- Funeral Assistance (individual and family)
PENSION
The market-leading system for the last 10 years, serving insurance companies, pension funds, and insurtechs
Kiman provides a comprehensive solution to manage the entire pension operation. Our expertise spans from the most traditional products to the most modern, with the unique ability to work with all products available in the market.
Our clients can be confident in meeting 100% of the legislation, eliminating legal concerns, and maintaining compliance at every stage of the process.
With technology and intelligence, the system ensures efficiency and accuracy in each step, from enrollment to complex operations such as portability, benefit provision, and claims regulation.
Our supported pension products are diverse and cater to all market needs:
Individual Pension:
Traditional plans (FGB, FAPI, etc.), VGBL, and PGBL
Corporate Pension:
batch operations, vesting rules, self-sponsorship
Closed Pension:
Defined Benefit/Contribution, Variable Contribution, and Multisponsorship
With our solution, clients have the opportunity to reduce time and resources spent on manual, repetitive tasks, allowing the team to stay focused on the core business. This is essential to remain competitive in this constantly evolving market.
REGULATORY
System to assist insurers in meeting key legal obligations, such as FIP/SUSEP, SRO, and Open Insurance
Regulatory compliance is a critical element for all insurance companies. Kiman offers a system that helps insurers in collecting, processing, and submitting legal information to the relevant authorities, ensuring 100% compliance with current legislation. With our solutions, concerns related to FIP/SUSEP, SRO, and Open Insurance will no longer be an issue.
With a guarantee of precision and consistency, we eliminate the need for manual intervention, mitigating risks and contributing to a more precise and reliable execution of complex tasks related to regulation.
In the ever-evolving landscape of regulations, Kiman provides a robust solution for insurers aiming to maintain 100% compliance with their legal obligations.
PORTABILITY
System that integrates SIDE with your pension management system, automating the entire portability process
Kiman offers a solution that effectively and economically automates the entire portability process with SIDE (Electronic Document Exchange System of FENAPREVI). Fully integrated through APIs, our product provides a reliable and high-performance solution for pension plan portability, ensuring the complex financial reconciliation of this process.
One of the main differentiators of our solution is its excellent cost-effectiveness, allowing integration with any pension management system. We provide an affordable alternative for insurance companies looking to meet regulatory portability obligations without compromising operational efficiency.
At Kiman, we are committed to simplifying and improving your Life and Pensions product experience by offering an efficient, highly integrated solution that saves you valuable time and resources.
